» Instant Liquidity – Margin Finance options give you access to instant liquidity that is essential for short-term borrowing requirements. You can avail of the credit without selling the securities. With easier and faster processing, you can leverage existing funds, using which you can capitalize on new investment opportunities.

» Boost Returns – Margin can amplify returns when used by a disciplined and experienced investor. Use it if you wish to buy more quantity of stock, which you are certain is the next big winner but do not have sufficient cash in your wallet.

» Low-Interest Costs – Margin finance comes at a lower interest cost. The lending rates can vary between 15%-18% p.a. which is applicable only on the credit availed and for the period utilized. This is much lower than the interest rates for unsecured loans such as Personal Loans and Credit Cards, where the interest rates are often north of 24%. In addition, these unsecured loans will involve other charges such as processing fees, foreclosure charges, etc.

» Convenience – You can repay as per your convenience, as this facility is in the nature of an overdraft facility. No prepayment charges & Interest is charged only for the days the loan amount is utilized. Any appreciation in the value of the securities given as margin would automatically allow enhancement in drawing power.

» Uninterrupted Corporate Benefits – By availing of a loan against your securities, you not only retain the ownership but also continue to avail of corporate benefits such as dividends, bonuses, rights, etc. Thus, you effectively kill two birds with one stone—retain your shareholder rights and using the credit against your securities for your short-term finance requirements.