We know you value your investments and would like to retain them for longer time to reap benefits from stock market.
With our Loan Against Security, you can meet your financial goals while retaining the ownership of your securities.
All you need to do is to pledge your Shares, Mutual funds or Securities as collateral and you can get a loan against securities with the added advantage of quick processing and attractive interest rates, you can be sure that your today and tomorrow are secure.
WHAT ARE THE BENEFITS OF TAKING LOAN AGAINST SHARES?
» Loan Amount – Loan Against Securities is offered on approved Scripts and Mutual Funds to the extent of up to 50% of the market value and Mutual Funds to the extent of up to 70% of the Net Asset Value (NAV).
» Swift Approval – We are here to make sure you have quick access to funds when you need them the most. We process your application swiftly to secure your today and tomorrow.
» Security Swap – We have tailored an experience that benefits you the most. You have the flexibility to swap securities based on your stock market assessment, while you continue to reap the benefits of dividends, bonus and rights issues.
» Additional Finance – You have the option to avail additional finance on your loan against securities by pledging more shares, mutual fund units or securities
» Easy Repayment – You are only required to pay interest every month on the amount utilised via ECS or Post Dated Cheques (PDCs). The principal needs to be repaid at the end of the term.
» Interest Rates – Our interest rates are highly competitive among the other players in the industry. We make sure you are our top priority throughout.
WHY SHOULD YOU TAKE A LOAN AGAINST YOUR SHARES?
» Businesses with Expansion plans
» Extra funds to procure Machinery, New technology, extra manpower, etc
» Salaried individuals who are looking for liquidity for temporary period can also consider LAS
» One can also use LAS for personal reason- be it to fund a marriage in the family or to fund your child’s education
» As long as one has sufficient & eligible securities which can be given as collateral, this becomes the easiest credit line & cost effective than other alternatives too
» Also seen in case of subscribing to rights or new issue of shares
HOW CAN ANS HELP YOU GET A LOAN AGAINST YOUR SHARES?
» ANS a name you can trust – With the customers’ individual desires and needs in mind, our team at ANS guides you at every step and offer specific financial solutions
» We offer attractive interest rates – Our interest rates are competitive and affordable. We let you tailor everything according to your convenience and ability to repay.
» We’re flexible – We work with you to customise a loan amount and tenure that works best for you. You don’t even have to pay interest on the entire loan – just the amount that has been utilised so far. It is that simple.
» We are not going to make you run around – We only ask for minimal documentation to process your application. We just need some mandatory information.
» We’ve been in the industry for a long time – This means we understand your needs and we will tailor our services to your needs.
» Note: Dematerialisation of physical shares in necessary to be eligible for LAS/LOC application.
» Contact us for our list of acceptable market shares at the time of application.