A mutual fund is an entity that pools the money of many investors — (its unit holders) to invest in different securities. Investments may be in shares, debt securities, money market securities or a combination of these. Those securities are professionally managed on behalf of the unit-holders, and each investor holds a pro-rata share of the portfolio i.e. entitled to any profits when the securities are sold, but subject to any losses in value as well.
What are the benefits of investing through a mutual fund?
With Mutual Funds, you have the flexibility to choose stocks, bonds and other securities based on your risk profile. Following are the reasons why Mutual Funds are the best instruments to save for retirement.
» You can Invest in a vast number of securities, with an option to choose your own mix of funds. Diversify your investment portfolios.
» Within a day of the sale of the units, proceeds will be deposited in the customers’ account.
» Reap returns public benefits even with smaller investments
» Fund management through professionals
» Invest across different segments of industries and minimize the market risks
» Offers taxation benefit plans
» Transparency through portfolio disclosure
» A varied selection of choices for an investor in accordance with individual priority
Are mutual funds safe?
All investments are risky because the market is unpredictable and is dependant on many factors outside the control of the investor. There are many different types of mutual funds that invest in different companies, in different ways, and even in different proportions of equity and debt.
Mutual fund managers actively manage the investments of a certain mutual fund scheme and monitor the risk and reward possibilities on a daily basis.
Mutual funds are a safer place to invest than the stock market, but not as safe as some investments with guaranteed returns such as post office FD, etc.
HOW CAN ANS HELP YOU INVEST IN MUTUAL FUND?
» Expert advice from experienced professionals and due guidance
» Single trading code for convenient buying and selling of mutual funds
» Periodic evaluation of client’s mutual fund investment portfolio
» Daily access of NAV information for all available mutual fund schemes on our portal
» Real-time investment monitoring
» Timely switch between equity to debt – funds per market conditions
» Mutual Funds Online App “ANS MONEY”