Need funds for trading, business, or personal use? With ANS, you can avail of a Loan Against Shares through our group NBFC – Alfa Fiscal. Pledge your listed equity holdings and borrow instantly — without selling your investments.
Stay Invested
Attractive Interest Rates
Flexible Repayment
Continue to Earn Dividends
Check Available OFS Offers
Place Your Bid
Track & Manage Your Portfolio
Have questions? We’ve got answers!
You can pledge your shares as collateral, and based on their market value, a loan amount is sanctioned. The best part? You retain ownership of your stocks and continue earning dividends while enjoying financial flexibility.
The sanctioned loan depends on the Loan-to-Value (LTV) ratio, typically 50-75% of the stock’s market value, as per SEBI regulations.
✅ Equity Shares – SEBI-approved stocks listed on NSE/BSE.
✅ Mutual Funds – Loan against debt or equity mutual funds.
✅ Bonds & Other Securities – Select debt instruments may also be considered.
Interest is only charged on the amount utilized, not on the entire loan limit. Rates vary based on loan tenure and security type.
Yes! You can use the loan amount to buy more stocks, invest in F&O, or diversify your portfolio for higher returns.
If your pledged stocks drop below the required margin, you may need to deposit additional funds or pledge more shares. If not maintained, liquidation of pledged stocks may occur.
LAS comes with flexible repayment options:
Pay only interest monthly and principal anytime within tenure.
Repay both interest and principal at loan maturity.